3 Reasons You Do Need Farm Insurance If You Raise Chickens

You do not necessarily have a farm, but you have invested in a flock of chickens so you can make a little money on selling eggs and chicks and have access to your own poultry and food. If you are like a lot of people who are just starting out with poultry farming, you will assume there is no reason to invest in farm insurance, but you probably should at least consider it. Take a look at some of the reasons you should get farm insurance if you are raising and housing poultry on your property. 

Protect yourself just in case you ever get sued. 

Even if you are not selling your eggs and you're just handing them off to your neighbors, friends, and family members as a nice gesture, you could still be held liable and sued if your eggs or poultry make someone sick. One of the biggest reasons to get farm insurance if you have backyard chickens is to protect yourself if something you are offering causes illness or injury to someone else. A few examples when this insurance would be invaluable include:

• You give away tainted eggs and get sued for medical bills related to food poisoning
• Your chickens get out of your enclosure and ruin your neighbor's flower garden
• You sell harvested poultry to a customer and it makes them sick, so their medical insurance provider sues you 

Protect your investment in your flock of chickens. 

Chickens are considered one of the least expensive farm animals to have and raise. However, if you buy quite a few of them and pick up some ornamental breeds or special varieties, you really can have a lot of money invested. If something horrible happens and you lose your flock, the money you spent on your flock could be reimbursed if you have farm insurance coverage. 

Protect the equipment you use to raise and house your chickens. 

Your coop, your supplies, your enclosure—all of these are items the average chicken farmer will have on their property, and this stuff is not cheap. If you invest in farm insurance, you can rest assured that if something happens to your equipment and housing materials, you will be able to replace it soon after so you can continue to care for your flock. If you do not have insurance and a natural disaster destroys your coop, for example, you would be left with chickens with nowhere to keep them until you get the funds to rebuild. 

For more information, visit sites like http://www.wrg-ins.com/.

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